Overseas Owner's Guide to Property in Japan: Japan Real Estate Summit Recap

Earlier last month we shared our experience at The Japan Real Estate Summit 2024 – a two-day conference covering all things real estate in Japan. From hands-on workshops to private consultations, we were joined by speakers who were experts in fields such as personal mortgages, short-term property rentals, renovations, and even hidden opportunities in akiya (Japanese umbrella term for an abandoned/empty house).

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Photo by Afnizar Nur Ghifari on Unsplash

Whether you’re 100% new to real estate in Japan or want to brush up on your knowledge, we’ve organised all the recorded talks of the summit into areas of interest for you to watch or listen to on your drive to work, morning run, or even evening study session.

On This Page:

  1. All Things Financial: Mortgages, Cash Flows & Purchasing
    • Ins & Outs Japanese Home Loans
    • “How can non-residents Get a Japan Investment Mortgage Loan?”
    • Creative Accounting for Property Owners
  2. Moving to Japan: Planning Your Life Ahead
    • Creative Strategies for Office Purchase & Rental when Relocating
    • The Steps to Buying the Perfect Family Home in Japan
    • Home Renovations in Japan
  3. Rental & Short-Term Stay Properties: All You Need to Know
    • Market Dashboards & Tools for Profitable Short Term Stay & AirBnb Management
    • Non-summit video: How to Manage My Holiday Home Remotely?
    • Non-summit video: How to Rent Out my Japan Holiday Home on AirBnb?

Writer’s note: We’ll continue to update the summaries throughout the week to help you save time and navigate which video you get the most value out of.


All Things Financial: Mortgages, Cash Flows & Purchasing

Emil Gorgees (RealEstate.jp) on the Ins & Outs Japanese Home Loans

Main points in the video:

  1. Current Loan Market Trends:
    • Overview of Japan’s mortgage interest rates, highlighting recent changes due to economic factors.
    • Explanation of fixed-rate vs. variable-rate loans, with advice on which might be more advantageous given the current market conditions.
  2. Loan Eligibility Updates:
    • Updated requirements for foreign buyers, including stricter income verification and documentation standards.
    • Emphasis on credit history and its growing importance in securing favorable loan terms.
  3. New Financing Options:
    • Introduction of new loan products aimed at encouraging sustainable housing investments.
    • Discussion on government-backed incentives and subsidies available for energy-efficient home purchases.
  4. Expert Tips:
    • Practical advice for navigating the Japanese home loan application process, including tips on working with local banks and mortgage brokers.
    • Strategies for securing better rates and understanding the fine print in loan agreements.

Alicia Qin Wang (Axolotl Capital) answered: “How can non-residents Get a Japan Investment Mortgage Loan?”

The main points include:

  1. Eligibility and Documentation: The process involves presenting proof of income, employment status, and other financial documents. Lenders typically assess the applicant’s financial stability, including any existing debts.
  2. Loan Types and Interest Rates: Differences between fixed and variable interest rate loans and discusses the current trends in Japan’s real estate financing, such as favorable rates for long-term investments.
  3. Practical Tips: Insights on choosing the right type of property and location for investment, emphasizing urban areas and properties with high rental demand.

Daigo Sato (Sato Tax Advisors) Shares Creative Accounting for Property Owners

Main Points:

  • Tax residence rules and what is classified as taxable income
  • Tax breakdowns for individual investors
  • Income tax on real estate investments
    • For rental income
    • On capital gains
  • Briefly: Gift and inheritance tax

Moving to Japan: Planning Your Life Ahead

Nick Woolsey (Japan Remotely) On Creative Strategies for Office Purchase & Rental when Relocating

Emil Gorgees (RealEstate.jp) Details The Steps to Buying the Perfect Family Home in Japan

Blanka Kobayashi (Ark Reform) On Home Renovations in Japan (Professional)


Rental & Short-Term Stay Properties: All You Need to Know

Tracey Northcott (Tokyo Family Stays) On Market Dashboards & Tools for Profitable Short Term Stay & AirBnb Management

Note: The following videos are not from the summit, but are relevant in this section.

Ziv Nakajima-Magen (Nippon Tradings International) On: How to Manage My Holiday Home Remotely?

Ziv Nakajima-Magen (Nippon Tradings International) Also Shares: How to Rent Out my Japan Holiday Home on AirBnb?

For more insider videos on real estate in Japan, subscribe to our YouTube Channel here.

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